Private Medical Insurance (PMI) provides access to private medical facilities and medical treatments. It also helps fund the cost of prompt diagnosis and treatment of acute conditions.
Private medical insurance is designed to work alongside the services offered by the NHS, but may often provide quicker access to treatment. In most cases, insured members can still utilise services offered by the NHS.
Putting the right policy in place could assist companies who wish to create a happier and healthier workforce. Employees may be able to receive prompt access to treatment if required and therefore may not have to rely on the NHS. They may be returned to work quickly, which is advantageous for employee and employer alike. The right private medical insurance policy could potentially be a great way to attract and retain employees.
Absenteeism is still a big problem for employers, so the health and wellbeing of your staff is of the utmost importance.
According to the Office for National Statistics an estimated 185.6 million working days were lost because of sickness or injury in the UK in 2022, equating to 5.7 days lost per worker. Based on ONS data, some of the main reasons for sickness absence in 2022 were; minor illnesses (including coughs and colds), musculoskeletal problems and mental health conditions.
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